Capital lease financing

Equipment leases for changing business needs

Businesses that need high-value equipment to operate can benefit from our flexible capital leases. These solutions provide long-term use without the upfront investment. At the end of the term, either continue leasing, upgrade models, or purchase the equipment.

What is a capital lease?

A fixed-term equipment lease

A capital lease is an agreement that lets businesses add high-value equipment to their operations. Equipment is treated like an owed business asset on your balance sheet and at the end of the term you can either buy or return it.

Why use a capital lease?

Get new equipment without the upfront expense

A capital lease is ideal for companies that need more equipment to operate or grow but aren’t able to buy it outright. Instead, make regular payments for the duration of the term to better manage your cash flow.

  • Key benefits

    Add equipment to your operations and benefit from long-term use and ownership-like control with our customized capital leases.

    • Tax savings

      Treat equipment like an owned asset on your balance sheet and use it towards tax deductions.

    • Long-term use

      Use equipment for the majority of its lifespan before deciding to buy or return it.

    • Flexible term structures

      Choose to purchase, return or replace equipment at the end of the term.

    • Improve cash flow

      Conserve capital sources and enjoy smaller monthly payments.

  • Who it helps

    A capital lease is an ideal solution if you need high-value equipment without the upfront investment. Equipment includes:

    • Transportation equipment
    • Manufacturing equipment
    • Construction equipment
    • Heavy machinery

Industries

Custom financing for Canadian businesses

Many companies use capital leases to add high-value equipment to their operations. Contact us to see if it’s right for you.

  • Rising costs and competition are challenging contractors, OEMs, and dealers to operate efficiently while also being more productive. Secure the equipment, technology, and working capital you need to succeed with our customizable construction financing solutions.

    • Operating lease
    • Inventory financing
    • Equipment refinancing
    • Vendor and broker financing
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  • Equipment financing offers industrial businesses a more competitive cost of capital, favourable tax benefits, and greater flexibility compared to traditional loan products.

    • Operating lease
    • Asset-based lending
    • Vendor and broker financing
    • Equipment refinancing
    Explore this industry
  • Automation and technology innovations are helping businesses work with goods and inventory more efficiently. Our customized financing solutions will help you invest in the material handling equipment and resources needed to take your business forward.

    • Operating lease
    • Asset-based lending
    • Equipment refinancing
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  • Keeping up with the latest technology, office equipment, and furniture can prove to be a significant financial investment. Get the equipment you need while still maintaining a healthy cash flow and budget with our tailored solutions.

    • Operating lease
    • Vendor and broker financing
    • Equipment refinancing
    Explore this industry

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