Dedication to Canadian Companies with Full-Service Financing
Globalization is making the world smaller on a daily basis. Interconnected economies, faster communications and the ability to collaborate with people across borders are part of life for many businesses throughout Canada. We understand that the ability to handle cross-border financing is critical…which is why we have truly seamless, world-class comprehensive financing for companies operating across North America. But most importantly, Mitsubishi HC Capital Canada is here for and dedicated to Canadian businesses.
One-stop shop
The saying might be cliché, but we truly are unique in providing complete financing services, from beginning to end. That means leases, loans, equipment refinancing, rental fleet financing, inventory financing, asset-based credit lines and more. We work with customers to determine what they need to reach their goals, then create the solutions to get them there.
Wide customer base
We are here for all types and sizes of Canadian businesses, from start-ups to fleets. And while we have roots in the transportation and construction industries, our customer base continues to expand into virtually every sector of the Canadian economy.
Coast-to-coast presence
Mitsubishi HC Capital Canada operates, literally, coast to coast. Far more than running a satellite sales, our 260+ employees are working throughout the country. We have customers and staff in every province and territory. We understand regional differences and geographical needs. For more than 45 years – beginning in Quebec and expanding westward two decades ago – we have developed expertise in the various legal codes and documentation requirements of every province and territory.
We find a way
Moreover, our sales, credit, documentation, funding and collections teams are dedicated Canadian teams. Everything we do is based in Canada, with full operations and staff in both English-speaking and French-speaking provinces. Our account managers have full responsibility for and flexibility to help their customers. They know their businesses and you’ll often find them on the ground, meeting in person; in fact, some even maintain office space at customer sites.
Understanding the evolving needs of our customers and growing alongside them has always been a core focus. As business needs change, so do our capabilities. We’re offering innovative solutions like as-a-service financing. It allows a company to shift from capital expenditures to operating expenditures, all while receiving greater flexibility by bundling multiple services (ex: service and maintenance, consumables, spare parts, etc.).
We are here to find financing solutions for every need and issue. Our culture, developed over 45 years in Canada, is to provide a customized and dedicated service no matter the situation: we find a way to do the deal.
And it works. We move quickly and agilely. We process transactions quickly and efficiently. We can make same-day credit decisions and fund in as little as 24-28 hours. We’ve financed more than $3 billion in assets, and keep growing every day.
Cross-border collaboration
As Canadian as we are, the points about globalization and cross-border collaboration are critical for us. Together with Mitsubishi HC Capital America, we are part of the largest non-bank, non-captive finance provider in North America. Not only do we work hand-in-hand with our colleagues across the border, but also companies located in both Canada and the United States and their respective partners.
Dedicated sales, credit, funding and collections teams set us apart. Our approach to customer service takes us a notch above. We’ve been living and breathing Canadian business for almost half a century, working to solve more problems, ease operations and open doors to business growth.