Insurance

Protect your business with reliable insurance

Businesses need reliable insurance to protect their employees, assets, and facilities from unexpected events. Work with our experts to customize an insurance plan you can count on.

ENGS Insurance Agency, a group company of Mitsubishi HC Capital, is now serviced by Lockton Affinity. With nearly 40 years of experience, Lockton Affinity provides exceptional service, flexibility, and market access. 
 

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How we help

Customized insurance coverage for US companies

Safeguard your business from unexpected events like accidents, injuries, theft, and cyber breaches. Our customized insurance plans are designed to protect your employees, assets, and facilities so you can focus on growing your business.

  • Get reliable coverage

    Buy insurance from a trusted financing provider, backed by a global parent company.

  • Customize your plan

    Choose from liability, property, transportation, and professional insurance plans.

  • Benefit from expert support

    Work with a dedicated insurance broker to find the best plan for your business.

  • Reduce risk and liability

    Insure your employees, assets, and business reputation against unexpected events and setbacks.

  • Explore our insurance plans

    Protect your business from loss due to property damage, injuries, or legal claims.

    • General liability insurance

      Get coverage for your commercial premises and products.

    • Workers compensation insurance

      Meet your statutory obligations with insurance coverage for your on-the-job workers.

    • Excess and umbrella

      Add additional general liability coverage of up to $2MM including auto coverage.

  • Explore our insurance plans

    Protect your physical assets against loss or damage from fire, theft, vandalism, or natural disasters.

    • Commercial property

      Insure your physical property including building, equipment, inventory, and furniture against damage or loss.

    • Business owner insurance

      Get a packaged plan that includes general liability, property, and commercial auto insurance for your small- to medium-sized business.

    • Inland marine insurance

      Insure your commercial equipment against risk and accidents while it’s being used offsite.

    • Cargo insurance

      Insure your cargo against risks and losses during transportation.

  • Explore our insurance plans

    Insure your goods or assets against damage or loss during transport by land, sea, or air.

    • Commercial vehicle insurance

      Get traditional comprehensive and physical damage coverage for your private passenger vehicles.

    • Trucking liability and damage

      Get third party liability and first party physical damage coverage for commercial vehicles, including Class 7 and 8 trucks.

  • Explore our insurance plans

    Insure your stakeholders and employees against legal claims of service negligence, errors, and omissions.

    • Director and officer insurance

      Get coverage for costs associated with defending against alleged wrongdoings.

    • Cyber liability insurance

      Insure your business against cyber security attacks including phishing schemes, ransomware, and data breaches.

    • Employment practices

      Get coverage for sexual harassment, wrongful termination, and discrimination claims.

    • Reinsurance coverage

      Manage risk on your balance sheet with reinsurance coverage for insurance companies.

    • Captives

      Manage your insurance risk with capital and risk retention group formation for medium to large-sized companies.

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