FMV leases

Expand your operations with equipment financing

Get the equipment your business needs to sustain or expand operations with our flexible FMV leases. Manage your budget by making fixed, regular lease payments and either return or purchase the equipment at the end of the term.

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What are FMV leases?

Customized leases for equipment upgrades

FMV leases provide businesses with customized terms and payment structures. Businesses receive the flexibility of either extending, purchasing the equipment for a fair market price, returning, or upgrading at the end of the lease.

Why use FMV leases?

Optimize capital to move your business forward

Lease high-value equipment to grow or sustain your operations without large upfront costs. At the end of the term, choose to return, or purchase the equipment.

  • Key benefits

    Add equipment to your operations with flexible terms and payment structures.

    • Equipment upgrades

      Get the latest equipment to work more efficiently without relying on outdated technology.

    • Accurate budgeting

      Make fixed, regular payments with no money down, and save working capital for other expenses. 

    • Off-balance-sheet expense

      Record short-term leases as an expense instead of a liability for accounting purposes.*

    • Flexible end-of-term options

      Return or purchase equipment at the end of the term.

    *Mitsubishi HC Capital America does not have an opinion as to the accounting or tax treatment of a transaction. We recommend that you consult your external advisors for counsel.

  • Who it helps

    FMV leases are ideal for new or growing businesses that need equipment with flexible terms, including:

    • Cranes
    • Energy equipment
    • Forklifts
    • HVAC
    • Lighting
    • Machine tools
    • Medical imaging
    • Trailers
    • Tractors
    • Vehicles
    • And more

Industries

Custom financing for US businesses

Many companies use FMV leases for a set period of time with regular payments. Contact us to see if it’s right for you.

  • Equipment financing offers industrial businesses a more competitive cost of capital, favorable tax benefits, and greater flexibility compared to traditional purchase options.

    • As-a-Service financing
    • Vendor programs
    • FMV leases
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  • The cyclical nature of this industry can make it more difficult for OEMs, dealers, and suppliers to control cash flow while meeting customer needs. As a leader in class 1-8 vehicle financing, we’ll help you navigate market changes, invest in new technologies, and provide top service.

    Explore this industry

  • Reliable working capital helps US distributors manage supply chain relationships and market fluctuations. Improve cash flow and inventory levels with our customized financing.

    • Asset-based lending
    • Project and structured financing
    • Technology channel financing
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  • Rising costs and competition are challenging contractors, OEMs, and dealers to operate efficiently while also being more productive. Secure the equipment, technology, and working capital you need to succeed with our customizable construction financing solutions.

    • Inventory financing
    • Equipment leases and loans
    • Vendor programs
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  • Breakthroughs in diagnostics and patient care require healthcare providers to keep pace with new medical equipment and technologies. Our custom financing solutions can help your organization upgrade equipment, resources, and improve services more affordably.

    • Vendor programs
    • Project and structured financing
    • Equipment leases and loans
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