TRAC lease financing

Equipment leases for changing business needs

Businesses that need high-value equipment to operate can benefit from our flexible TRAC leases. These solutions provide long-term use without the upfront investment. At the end of the term, either continue leasing, upgrade models, or purchase the equipment.  

Apply now
Connect with an expert

What is a TRAC lease?

A fixed-term equipment lease

A TRAC lease lets businesses add high-value, titled equipment to their operations. Equipment is treated like an owed business asset on your balance sheet and at the end of the term you can either buy, replace, or return it.

Why use a TRAC lease?

Get new equipment without the upfront expense

A TRAC lease is ideal for companies that need equipment to operate or grow but aren’t able to buy it outright. Instead, make regular payments for the duration of the term to better manage your cash flow.

  • Key benefits

    Add equipment to your operations and benefit from long-term use and ownership-like control with our customized TRAC leases.

    • Tax savings

      Treat equipment like an owned asset on your balance sheet and use it towards tax deductions.* 

    • Long-term use

      Use equipment for the majority of its lifespan before deciding to buy or return it with no wear-and-tear or mileage restrictions.

    • Flexible term structures

      Choose to purchase, return or replace equipment at the end of the term.

    • Improve cash flow

      Conserve capital sources and enjoy smaller monthly payments.

    *Mitsubishi HC Capital America does not have an opinion as to the accounting or tax treatment of a transaction. We recommend that you consult your external advisors for counsel.

  • Who it helps

    A TRAC lease is an ideal solution if you need high-value equipment without the upfront investment. Equipment includes:

    • Transportation equipment
    • Construction equipment
    • Heavy machinery

Industries

Custom financing for US businesses

Many companies use TRAC leases because there are no wear-and-tear or mileage restrictions. Contact us to see if it’s right for you.

  • The cyclical nature of this industry can make it more difficult for OEMs, dealers, and suppliers to control cash flow while meeting customer needs. As a leader in class 1-8 vehicle financing, we’ll help you navigate market changes, invest in new technologies, and provide top service.

    Explore this industry

  • Rising costs and competition are challenging contractors, OEMs, and dealers to operate efficiently while also being more productive. Secure the equipment, technology, and working capital you need to succeed with our customizable construction financing solutions.

    • Inventory financing
    • Equipment leases and loans
    • Vendor programs
    Explore this industry

Get started

Let's talk about your business needs

e.g. [email protected]