Mitsubishi HC Capital America and Vibrant Credit Union Expand Retail Financing for Inventory Finance Dealers

New relationship enhances customer access to retail financing for compact agriculture and construction equipment across the United States

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Mitsubishi HC Capital America today announced a new relationship with Vibrant Credit Union to provide non-commercial, consumer retail financing for customers purchasing compact agriculture and construction equipment. The offering is available through dealers participating in Mitsubishi HC Capital America’s Inventory Finance program, enabling them to provide consumers with flexible, competitive financing options.

As part of the initiative, eligible U.S.-based dealers in the compact agriculture and construction equipment sectors that are financed through Mitsubishi HC Capital America’s Inventory Finance platform can offer consumers access to Vibrant Credit Union’s retail lending capabilities at the point of sale, improving transaction efficiency while supporting equipment sales growth.

“Providing value beyond inventory financing is a critical part of how we support our dealer partners,” said Matthew Fitzjerrells, Senior Vice President, Inventory Finance at Mitsubishi HC Capital America. “By partnering with Vibrant Credit Union, we are expanding access to reliable retail financing solutions that align well with the needs of compact agriculture and construction customers. This relationship allows our dealers to better serve buyers while maintaining a seamless, efficient transaction process.”

“Vibrant Credit Union brings deep experience in retail lending for specialized equipment markets and a strong focus on customer service,” said Matt McCombs, President/CEO, at Vibrant Credit Union. “A partnership like this allows us to meet customers where they are – right at the dealership – with financing solutions tailored to their business and operational needs.

We’re excited to work with Mitsubishi HC Capital America to support dealers and customers with financing that’s straightforward, competitive, and built for long-term success.”

The retail financing program is available exclusively to U.S.-based customers and complements Mitsubishi HC Capital America’s existing inventory finance solutions for equipment dealers nationwide.

“We see dealers as the center of the equipment financing ecosystem,” said Cale Van Genderen, Senior Vice President, Loan Programs at Vibrant Credit Union. “Our job is to help them move faster and close with confidence through simple processes, responsive decisions, and financing that works the way they do business.”

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